Consumer Law Content

Home Ownership

• Buying a home
• Home improvements and repairs
• Avoiding foreclosure

Utilities

• Gas and electric
• Water
• Telephone and internet

Motor Vehicles

• Buying a vehicle
• Selling a vehicle

Debtor/Creditor Law

• What do debtor and creditor mean?
• Legal protections from debt collectors
• Debt collection after a judgment is entered against you
• The debtor's exam process
• Owing money to the federal government or the State of Iowa
• Bankruptcy

Student Loans

• Types of student loans
• Student loan repayment options
• Student loan forgiveness, cancellation, and discharge

Protecting Your Identity and Credit

• Identity theft
• Steps to take if you have been a victim of identity theft
• Keeping track of your credit

Small Claims

• What is Small Claims?
• Bringing or responding to a small claims action
• Appealing a small claims decision
• Collecting a judgment